Local financial institutions to promote the new regulation of cash loans may not be in school sales freyja

Local finance to push the new regulations on campus credit loans may not be in the school to sell or proxy Sina fund exposure platform: letter Phi lag behind false propaganda, the performance of long-term lower than similar products, how to buy funds pit? Click [I want to complain], Sina help you expose them! 12, net loan eye in the weekly data show that last week the P2P platform total turnover decreased substantially, total turnover amounted to 14 billion 823 million yuan, 11.24% lower than the previous week. Weekly report shows that last week, the event is noteworthy in Guangzhou, Shanghai, the introduction of a series of regulatory policies for the campus cash lending, campus loans can be described as the industry’s new regulations. Following Chongqing, Guangxi and Shenzhen have been introduced for the supervision of the campus loan policy, last week, the Guangzhou Internet Finance Association issued on campus loan eight". Including the net loan platform not to minors or limited capacity for civil conduct students to provide loan matching services; shall not be entrusted to students, campus staff, campus and other businesses in schools or marketing agency activities; not to carry out illegal collection of behavior etc.. Subsequently, the Shanghai Financial Information Industry Association pull hair from the establishment of the Shanghai campus loan green alliance". "The fifth five alliance proposed" rule, to fulfill the obligation, express loan risk; to strictly examine the identity information, verify the repayment ability; to ensure that the online contract, do the contract deposit certificate; adhere to the reasonable interest rate, strengthen the disclosure of information; to practice social responsibility, helping the real demand. At the same time, to false propaganda, line signing, illegal intermediary, ultra high rates of violent collection to say "no". It is understood that the current campus lending platform there are two types: the first is "business + finance, consumer scene model based on the Jingdong, Alipay campus ious flowers chant music, ant staging staging shopping platform for representative. The second category is to be part of the regulatory authorities to focus on the management of the legal business license of the black business". This kind of platform for the operation of the gang, private financing to raise funds, the loan ceiling higher than the previous two, the corresponding interest is also very high. Due to the development of the industry quickly, regulatory measures are not perfect, resulting in second kinds of non-standard enterprises to enter the dragons and fishes jumbled together, uneven in quality. Which leads to intensified false propaganda, disguised usury, violent collection, scalping is registered, bare phenomenon. An industry source told reporters, currently on the market which is second kinds of enterprises is a serious problem, this kind of enterprise is mainly to cash borrowing, because there is no consumption scenarios do support, students can not effectively monitor the whereabouts of the loan. Faculty of land, resources and environment, Jiangxi Agricultural University, said Tan Huile, a teacher at the school, many students in the school through cash loans to meet self consumption. "I do not exclude campus borrowing, but it is totally undesirable for some students to use it as a source of income to meet each other or to satisfy their desire for consumption." Enter the Sina financial stocks] discussion相关的主题文章:

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